For veterans
The Spooky Debt Program Could Eliminate Up to 50% of Your Debt
- Stop letting debt haunt you
- Get the help you deserve
- Find your lower cost solution
How much debt do you owe?
Checking your options won't affect your credit score.
Compare offers from trusted partners
50+ partners
Compare them all
2 minutes
See options fast
No credit impact
Soft pull only
Next-day funding
When approved
Military pay counts
BAH & LES welcome
Built for those who served
Military income welcome
Your BAH, LES, VA benefits, and military retirement all count as income. Partners understand how service pay works.
Fast, mobile-friendly process
Check options from your phone, even between duty hours. Soft pull only, and most approved borrowers are funded in 1–2 business days.
“They accepted my retirement pay without any hassle. Most partners wanted traditional paystubs I didn't have.”
James R.
USN, Retired E-7
“I was worried about my credit after deployment gaps. The soft check let me see offers without any impact. Funded in 24 hours.”
Maria L.
USA, Active Duty Spouse
Don’t let debt haunt you
2 minutes to check. No impact on your credit score.
Checking your options won't affect your credit score.